Insurance Coverage: The Protection of Policyholder Rights During Disputes With Insurers | Mole Legal Services
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Insurance Coverage: The Protection of Policyholder Rights During Disputes With Insurers


Question: What should you do if your insurance claim is wrongfully denied?

Answer: Seeking professional legal assistance can help level the playing field against well-resourced insurance companies, ensuring you receive the fair treatment you deserve in your claims process.


Troubled Insurance Relations

Standing up to fight against an insurance company requires specialty knowledge that helps to equalize the power imbalance that otherwise exists whereas an insurance company has the deep pocket financial resources to hire lawyers, forensic experts, among others, along with the internal staff that understands the applicable insurance principles and relevant legal statutes.  These resources provide the insurance company with a significant advantage just when the insured bringing a claim needs help. Professional legal representations provides you with the David that you need in such a David v. Goliath situation.

Insurance Coverage: The Protection of Policyholder Rights During Disputes With InsurersProfessional Assistance For Your Situation May Be Needed If:

  • Your insurer is wrongfully denying your claim;
  • Your insurer is undervaluing your claim;
  • Your insurance company delayed your claim in bad faith;
  • Your insurance broker failed to fully review your coverage needs;
  • Your insurance broker failed to arrange coverage resulting in an uninsured loss; or
  • Your premiums or deductibles unjustly increased.

Common Issues Include:
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Even in situations where all is being well looked after by insurance coverage, assistance in reviewing the final settlement release documents may be available before signing-off of further claim rights.

Assistance may also be available in providing Commissioner of Oaths services to commission sworn declarations including the Proof of Loss documents that finalize the claims process.

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